Near Field Communication is a new type of communication standard for establishing a radio communication between smart phones and similar devices by bringing them into close proximity with each other without actual touching. This system is touted as the next big thing in mobile payment with some experts saying that it will eventually replace credit card payments. NFC Payment will have some sort of biometric identification inbuilt in the system for validating the identity of the user.
How easy is it to hack a mobile phone built for NFC payment? No system is 100% percent foolproof but it can be safely said that NFC Payments Systems are relative safe. It is definitely safer than your credit card. NFC payment systems use multi modal authentication instead of password based single authentication systems.
To authenticate any transaction the user will have to provide
1) The registered device itself
2) Location of the device
3) Password.
In order to embezzle from your account someone will have to -
1) Steal your phone
2) Attempt transaction before the theft is reported
3) Provide location and risk getting caught
4) Provide pin/password which is known only to you
The next step -Biometric identification- makes any type of unauthorized accessalmost impossible.
Before processing NFC payment, every user will have their identity validated with a Biometric reader. The reader will scan the fingerprint, retina, veins in order to validate the identity of the user. If there is no match, tough luck for the person stealing the phone!! Forging biometric data is next to impossible. Also the next generation,futronic fs80 fingerprint reader devices come with “live scan” that makes it impossible to cheat the system with silicone impersonations.
The Futronic fs80 fingerprint reader uses advanced CMOS technology to generate high quality fingerprint images in less the 100ms. The device uses four LED’s to change the intensity of the illumination according to the characteristics of the fingerprint scanned (wet, dry, blurred, rough, etc). The scanning window is made of 14mm crown glass which makes it perfect for all types of weather conditions.
NFC Payments provides a card less payment system. It is easy to setup, safe to use and efficient. Card based payment systems are inefficient. They are unreliable too with billions of dollars in embezzlement. NFC Payment is the safer alternative. Your mobile is your wallet. Multi modal authentication provides safety and security.


Biometric Access Control & Attendance
Fingkey Access Outdoor


